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Florida Mortgage Forms | US Legal Forms – A second mortgage is a mortgage made subsequent to another mortgage and subordinate to the first one. Second mortgage loans are different from first mortgages in several ways. They often carry a higher interest rate, and they usually are for a shorter time, 15 years or less.
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If you're making a down payment of less than 20% on a home, it's important to understand what mortgage insurance is and how it works.
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